Schwab is paying $250 to $1,000 for opening a new Schwab Bank Investor Checking account and funding it with new-to-Schwab money.
| New-to-Schwab deposit | Bonus |
|---|---|
| $25,000 to $49,999 | $250 |
| $50,000 to $99,999 | $500 |
| $100,000 or more | $1,000 |
- Open and fund the account by November 10, 2026, and keep the qualifying balance every day through December 25, 2026. Dropping into a lower tier for even one day lowers the bonus.
- You need a linked Schwab One brokerage account. Existing brokerage customers qualify if they don't already have Investor Checking.
- The bonus is paid within one to two statement cycles. No direct deposit is required.
Terms are from Schwab's Investor Checking offer page, checked Oct 23, 2026. Read our news post for what the bonus works out to.