New deposits of $250,000–$499,999.99 earn $2,500, or $500,000+ earn $3,500, to qualifying linked accounts by day 45, kept through day 90. Open or upgrade in a branch by January 12, 2027. $35 monthly fee, avoidable at $250,000 in linked balances.
$300 to $2,000 for $5,000 to $200,000+ in new-to-Citibank funds deposited within 45 days, kept 45 more days. Open by 01/06/2027, in branch only, in 11 metro areas.