NewsNews · 2 min

Hilton Amex cards: up to 150,000 points plus a free night

Three of the four Hilton Honors Amex cards now add a Free Night Reward to their points bonus, including the no-annual-fee card, through Jan 13, 2027.

By SmartWalletDaily Editors ·
Illustration of a hotel at dusk with a blank key card and a crescent-moon free-night badge

All four Hilton Honors American Express cards have limited-time welcome offers through Jan 13, 2027, and three of them add a Free Night Reward on top of the points. Even the no-annual-fee Hilton Honors card now comes with a free night after $2,000 in spending.

The offers

CardWelcome offerSpend in first 6 monthsAnnual fee
Hilton Honors American Express Card70,000 points + 1 Free Night Reward$2,000$0
Hilton Honors American Express Surpass Card130,000 points + 1 Free Night Reward$3,000$150
Hilton Honors American Express Business Card150,000 points + 1 Free Night Reward$8,000$195
Hilton Honors American Express Aspire Card200,000 points$6,000$550

See the full card listing: Hilton Honors, Surpass, Business, Aspire.

Amex's terms for the Aspire offer list 200,000 bonus points, with no Free Night Reward in the welcome offer.

Why the free night matters

Per Amex's terms, the Free Night Reward can be used at properties in the Hilton portfolio, subject to availability and excluding the hotels Hilton lists at HiltonHonors.com/freenightreward. You redeem it by calling Hilton Honors, and it expires 12 months after it's issued. Because it's one night rather than a set number of points, it tends to be worth the most at hotels with high nightly rates.

Who this may make sense for

  • The no-fee Hilton Honors card may make sense if you want a free night and points without paying an annual fee.
  • The Surpass may make sense if you'd use its $200 yearly Hilton credit (up to $50 a quarter, per Amex) to offset its $150 fee.
  • The Business card offers the most points with a free night, but asks for $8,000 in spending.

Things to check before you apply

  • Amex may not give you a bonus if you have or have had the same card. For the Surpass, that also includes the older Hilton Honors Ascend card.
  • A new card means a hard credit inquiry. Personal Amex cards count toward Chase's 5/24 rule; Amex business cards generally don't.
  • Compare the bonus with the fee using our guide to sign-up bonuses vs. annual fees.

Offer details verified on American Express's offer terms pages on Oct 19, 2026. Offers can change or end early, so check the terms on the application page before you apply.

We aren't paid by the companies in this article. Advertiser disclosure

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