The offer
- Bonus: 125,000 American Airlines AAdvantage bonus miles after $15,000 in purchases in the first 5 months
- Annual fee: $695
- End date: Citi calls it a limited-time offer but doesn't list an end date
See the full card listing: Citi AAdvantage Executive.
Citi says the offer may not be available if you leave its page, and offers may vary elsewhere.
Earn rates (per Citi)
- 4 miles per $1 on eligible American Airlines purchases (5 per $1 for the rest of the year after $150,000 in purchases in a calendar year)
- 12 miles per $1 on eligible AAdvantage Hotels and AAdvantage Cars bookings
- 1 mile per $1 on everything else
Benefits (per Citi)
- Admirals Club membership, including access for you and up to 2 guests or immediate family members
- Up to $500 a year back on eligible American Airlines Vacations packages or experiences (up to $250 Jan-Jun and $250 Jul-Dec)
- Up to $180 a year in Lyft credits ($15 after 3 eligible rides in a calendar month)
- Up to $120 a year back on eligible prepaid Avis and Budget rentals booked directly
- Up to $120 every 4 years for Global Entry or TSA PreCheck
- Up to 3 authorized users for $175 total, then $175 for each additional user
Eligibility
Citi says the bonus isn't available if you've received a new-account bonus on a Citi AAdvantage Executive account in the past 48 months, or if you converted another Citi card on which you earned a new-account bonus in the last 48 months into an AAdvantage Executive account. A new card means a hard credit inquiry.
Is it worth it?
$15,000 in 5 months is a high bar, and $695 is a steep yearly fee. This offer may make sense if you fly American often enough to use Admirals Club access and can reach the spend with purchases you'd make anyway. See our guide to comparing a sign-up bonus to its annual fee.
Source: Citi / AAdvantage Executive World Legend Mastercard page on citi.com, checked Oct 17, 2026.
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