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Chase Aeroplan card: up to 115,000 points, its best offer ever

Chase's own page shows up to 115,000 Aeroplan points on the $195 Air Canada Aeroplan Card, but the last 40,000 take $20,000 in first-year spend.

By SmartWalletDaily Editors · · Verified Oct 17
Illustration of a red maple leaf drawn from small airplanes and dotted flight paths over a pale gray map of North America

The offer

  • Bonus: up to 115,000 Aeroplan points (Chase's page labels it "our best offer ever" and shows the old 60,000 struck through)
    • 75,000 points after $4,000 in purchases in the first 3 months the account is open
    • plus 40,000 points after $20,000 in purchases in the first 12 months
  • Annual fee: $195
  • End date: Chase's page doesn't list one

See the full card listing: Chase Aeroplan Card.

Earn rates (per Chase)

  • Up to 5x total on Air Canada purchases: 3x from the card, plus 2x from Air Canada on eligible flights when traveling as an Aeroplan 25K member
  • 3x on travel purchases
  • 2x at grocery stores and on dining (3x through Dec 31, 2026)
  • 2x at gas stations
  • 1x on everything else

Points transfer to Aeroplan automatically after each billing cycle.

Card benefits (per Chase)

  • Automatic Aeroplan 25K status with no spending requirement
  • Up to $100 a year in Air Canada statement credits, paid as up to $50 for Jan-Jun and up to $50 for Jul-Dec

Eligibility

Chase says the card isn't available if you currently have the Chase Aeroplan Card, or if you're a previous cardmember who received its new-cardmember bonus in the last 24 months. Chase also generally declines applicants who opened five or more cards in the last 24 months (the "5/24 rule"). A new card means a hard credit inquiry. See our guide to the Chase 5/24 rule.

Is it worth it?

The first 75,000 points take $4,000 in 3 months. The extra 40,000 take $20,000 in total spend in the first year, so the full 115,000 may make sense only if that much spending fits purchases you'd make anyway. Weigh the bonus against the $195 annual fee, which comes due every year. See our guide to comparing a sign-up bonus to its annual fee.

Source: Air Canada Aeroplan Card page on creditcards.chase.com, checked Oct 17, 2026.

We aren't paid by the companies in this article. Advertiser disclosure

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